|
| |
 |
| |
Address
66 Wynches Farm Drive,
St Albans,
Hertfordshire,
AL4 0XH. |
|
|
 Case
Studies - a small cross section of loans completed by
Dial
- Dial arranged an acquisition and development loan
for a client to purchase a Grade 2 listed building,
for conversion into quality apartments. 80% funding
was achieved.
- Arranged £790,000 bridging facility to enable the
exercise of an option agreement on brown field site
on which the client had gained planning consent. The
bridge was refinanced with a development loan.
- A property portfolio of houses and flats had been
built up over a number of years using a mix of bank
and building society finance. Dial facilitated a £9m
re-finance with one lender.
- Funding was arranged for a registered charity to
purchase a building to be used for adults with learning
difficulties. After their careful consideration of
either a variable interest rate option or a fixed
rate option, a 20-year fixed rate swap loan was concluded.
- An acquisition and development loan was arranged
for this client for a site with planning permission
for 14 flats. 75% loan to value was achieved with
a roll up of interest. Very tight timescales were
adhered to.
- A client's holiday home was used to secure bridging
finance of 70% loan to value. This bridge enabled
the client to complete on the purchase of a development
site.
- A commercial loan was structured for the finance
of a community centre. The client needed 55% of the
value of the property and took the loan over a 10-year
period.
- A client had a portfolio of buy to let flats in
London through his limited company. With the mortgage
agreements on a fixed term, the client needed to refinance
prior to the agreements reverting to the SVR (standard
variable rate). Dial facilitated the re mortgages
at a new lower rate and releasing equity to enable
further expansion of the portfolio.
- 100% funding was agreed through Dial for this entrepreneurial
property developer. A high street bank provided the
senior debt of 70% with a mezzanine funding partner
providing the extra 30% finance.
|
|
